Recommended
Health Savings Account
Fidelity
Fidelity is our top recommended Health Savings Account (HSA) provider, distinguished by its exceptional blend of cost efficiency, investment flexibility, and user-centric features. With no account fees, no minimum balance requirements, and immediate access to a comprehensive suite of investment options—from low-cost mutual funds and ETFs to individual stocks and bonds—Fidelity empowers account holders to fully leverage their HSA.
Fidelity has intuitive digital platform, robust mobile app, and 24/7 customer support make managing your HSA seamless, whether you’re paying current medical bills or building a nest egg for retirement healthcare costs. For both novice and experienced investors, Fidelity is the ideal choice for maximizing your HSA’s potential.
- Zero fees for most accounts
- No investment threshold
- Extensive investment option
- Competitive cash account – accessible via debit card, checks, or online bill pay
- Robust digital tools
Second
Recommended
Lively
Lively earns our second recommendation as a Health Savings Account (HSA) provider, offering a compelling blend of low costs, robust investment options through Charles Schwab, and a user-friendly platform. With no maintenance fees for basic accounts and access to a wide array of commission-free investment vehicles—such as stocks, ETFs, and mutual funds—Lively empowers users to maximize their HSA. Its seamless integration with Schwab’s brokerage services and intuitive digital tools make it an excellent choice for cost-conscious savers and investors seeking flexibility.
- Minimal fees
- No investment threshold
- Broad investment options
- Solid cash account, accessible via debit card
- User-friendly digital platform
Still unsure which to use
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Will I get charged if I schedule a meeting?
— No, there is no fee. Just schedule a meeting and we will help you.
Do you get any kickbacks or benefits from you recommendations of a HSA provider?
— No, we receive no monetary benefit on any HSA provider we recommend.
How can I learn more about HSA?
— Please refer to our HSA resource page to learn more about HSAs.